Browsing by Author "ANIL KUMAR, K"

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    A STUDY ON FINANCIAL STATEMENT ANALYSIS OF BHAVASARA KSHATRIYA CO-OPERATIVE BANK USING TREND ANALYSIS
    (2017-08-16T11:36:52Z) ANIL KUMAR, K
    Bhavasara Kshatriya Co-operative Bank is one of the oldest co-operative bank serving its community. It was recognized on 20th April 1966 as “Bhavasara Kshatriya Co-operative Bank”. The bank is under the control of state co-operative bank as per act. Rules and regulations are according to RBI and state government control. The main motto was to provide financial assistance to the community. Under the great gospel of “ONE FOR ALL AND ALL FOR ONE” The main objective of the study is to understand and gain insights into the trend pattern of the company and its activities of the Bhavasara Kshatriya Co-operative Bank. The study is to draw up some suitable strategies at the business level to accomplish and attain the levels of exposure, standards and amount of recovery on loans measured in terms of percentages. The study also covers increase and decrease levels and also assess the risk that is associated with it. This helps the banks to develop healthy portfolios and guards them against the sickness. The study can help the bank in identifying the crucial aspects through which it can reduce risk by diversifying its portfolio through lending loans to too many sectors instead of issuing it to only selected sectors. The present study is conducted to identify the performance of the Bank in the current year as well as the previous years by finding out the liquidity, solvency, financial position and profitability of financial activities and also to determine the effectiveness of the working of the Bank. The research conducted can be followed up by informing the bank about the trend pattern of the bank’s growth in the last 5 years. Thus, letting the company know the growth in various aspects. The study focuses attention mainly on the financial performance and various trends at Bhavasara Kshatriya Co-operative Bank LTD. The geographical scope is confined to Bangalore.