Browsing by Author "Thanushree, M S"

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    A Study on Working of Capital Management at Bharath Earth Movers Limited ( BEML )
    (2016-10-14T14:40:27Z) Thanushree, M S
    Financial is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concept of time, money risk how they are interrelated. It also deals with how money is spent and budgeted, finance works most basically through individual and business organisations depositing money in a bank. The bank then lends then money out to other individuals or corporations for consumption or investment, and charges interest on the loans. Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investor from corporation, while that investor can hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitator of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organisation have become as important as they invest in various forms of debt. Financial asset, know as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitised asset to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporation. Central banks , such as the federal reserve system banks in the united states and bank of England in the united kingdom , are strong players in public finance , acting as lenders of last resort as well as strong influence monitory and credit conditions in the economy.