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Dividend Payment Versus Ploughing Back Profits An Exploration With Reference To Information Technology Industries
(2013-03-28T07:01:19Z) Thomas, James; Mohideen, Mohamed; Rajan, A.D.
Finance literature has provided many theories of why firm pay dividend. One suggest that dividend represent firm’s effort to signal there value. Another suggestion is that return in the form of dividend suffers from double taxation as such investors prefer to plough back profits. Finally, the investment opportunity theory play significant role in dividend .This paper study in detail whether firm prefer dividend to retaining profits for better investment opportunity.
Religion and Guilt in Asif Currimbhoy’s Om, Abbé Faria and Monsoon
(2013-11-26T09:43:21Z) Paul, Anusuya A
POPULAR MOBILE THEATRES OF ASSAM: AN AGENCY OF GLOBALISATION AND TRANSCULTURATION
(2013-11-26T09:46:19Z) Paul, Anusuya A
Perspective of salaried employees towards Equity Linked Savings Schemes as a tool of investment w.r.t. Kamothe (Navi Mumbai)
(2014-02-12T08:25:24Z) Sharmila, Kulkarni; Mangesh, Jadhav
Investment avenues for your savings can be a mix of various asset classes such as Equity, Debt, Gold, Real estate and so on. In capital market mutual funds are prominent investment options for investors across the globe. There are different types of mutual funds prevailing in the market which broadly can be classified into Equity, Debt and Balanced mutual fund. A mutual fund with certain terms and conditions like lock in period, income tax benefits etc. is known as ELSS or equity linked savings scheme. ELSS is one of the most popular investments wherein investors enjoy both the benefits of capital appreciation, as well as tax benefits. As equity markets are turning positive, investments in ELSS have increased. An ELSS is a diversified equity mutual fund whose major corpus is invested in equities. Since ELSS returns funds reflect as returns from the SENSEX. ELSS is available in market with a lock in period and has income tax benefits. It is suitable for who can bear high risk as returns in ELSS fluctuate depending upon the SENSEX and there are no fixed returns. ELSS schemes are open ended, i.e., investors can subscribe to the fund on any day. NAV (Net Asset Value) or the price of the fund is declared on every business day. The salaried class people do not prefer ELSS, though the investments fetch
Work Life Balance Policies - A Potential Human Resource Tool for Women Empowerment
(2014-03-05T06:51:35Z) Sharmila, Rao C
We never know how high we are Till we are called to rise; And then, if we are true to plan, Our statures touch the skies. ~ Emily Dickinson ~ Indian industry is showing tremendous growth potential. Globalization and intense competition necessitates optimum talent utilization to stay ahead which demand industry bigwigs to place more emphasis on empowering women workforce. It is well known that Indian women employees are talented, diligent, and responsible; however, HR practitioners need to take into consideration the social, cultural and economic hurdles that prevent them from performing to their full potential. The challenge thrown to HR executives in the current scenario is creating customized work life balance policies for its women employees that help them to work and excel in spite of their myriad responsibilities. An empathetic and proactive HR Department would definitely play a major role in India’s progress story. This study intends to analyze the various obstacles a working women faces and the positive role of work life balance policies in contributing to women empowerment and highlights the significant role of internal and external facilitators.
Gender : A Socio - Cultural Construct
(2014-03-05T06:55:36Z) Amita, Agrawal
India may be an emerging economic powerhouse, the Constitution ensures gender equality as a fundamental right but at the same time various acts have been passed and measures been taken for positive discrimination in favor of women but the results have not been fruitful. The term ‘Gender’ is rarely interpreted in its right sense. Sex is referred to biological differences in men and women whereas gender is the range of physical, biological, mental and behavioral characteristics pertaining to, and differentiating between, masculinity and femininity. Today, gender is constructed on social and cultural background. It is essential to understand sex-gender distinction. Our beliefs, behaviors, and thoughts are not set in stone; rather, they adapt to the society and cultural conditions in which we are raised. Since ages we are made to believe that the different roles and status accorded to men and women across societies are fixed by sex, and that they are natural and therefore not changeable. Gender construction in society starts at birth with introduction of the sex category, continues with the culture in which they are brought up, to the choice of school, profession and so on .Gender today is a socio cultural institution in itself. This study focuses on the prevailing gender inequalities in the light of socio cultural background and the measures which can be taken to overcome them.
A Study on The Impact of Banking Ombudsman Scheme In Bangalore
(2014-03-11T06:57:46Z) Prakash, Prasanna; Badiger, Seema
I actually think that the economy has got some positives. It's got the market. It's got consumer confidence and it's got banks throwing - I mean central bankers throwing money at it around the world.
Role of Microfinance in Women Entrepreneurship in Rural Areas
(2014-04-09T06:55:55Z) Gajendra
A Study On the Personal Finance Pattern Of Informed Investors In Bangalore With Special Focus on Mutual Funds As An Investment Option
(2014-04-16T09:37:06Z) Padma, Nandanan
The aim of the study is to understand the investmentp a t t e r n a n d i n v e s tme ntdistribution of inform edinvestors among the various financial products available, with special focus on mutual funds. The data was collected by distributing structured questionnaires to 300 investors on a random basis.The research shows that most of them still prefer traditional investment products such as bank deposits to mutual funds as preservation of capital is their primary goal but the risk that they take increases with age.
Financial Inclusion and Social Development
(2014-04-24T10:38:43Z) Sayantani, Banerjee; Francis, Greeshma
Financial institutions are the catalyst in the economic and social growth and progress in the modern era. In this respect, there is a rapid thrust for financial inclusion, more so in emerging economies, such as, India. Society will progress only if there is financial independence for all the stakeholders and thus the importance of financial inclusion. Providing access to finance is a form of empowerment of the vulnerable groups. This article emphasis the need of financial inclusion for social development. Access to basic banking services provides congenial conditions for growth of individuals, households and private Institutions. Also, social factors like unemployment and illiteracy are closely connected to the success of financial inclusion. Thus a sustainable social development can be simultaneously achieved alongside financial inclusion.
A Study On The Impact Of Banking Ombudsman Scheme In Bangalore
(2014-05-23T11:51:12Z) Prasanna, Prakash; Seema, Badiger
I actually think that the economy has got some positives. It's got the market. It's got consumer confidence and it's got banks throwing - I mean central bankers throwing money at it around the world. Jack Welch It is popularly said that the customer is the king of market and satisfying customers should be the major factor behind success of any business. Banking is one of the major service sectors dealing with the borrowing and lending of money, customers/account holders are the vital part without whom bankers cannot transact business, so customer’s satisfaction is an important criteria in the banking sector. Customers are satisfied only when the services provided by the banks are according to their expectation and when their grievances are handled carefully. Reserve bank of India has taken a great step to redress the grievances of customers and it is called as Banking Ombudsman Scheme. Major services in the banking are delayed due to the negligence and the inefficiency of the staff/employees working in the organization. In such a situation customer’s dissatisfaction is vast and some customer’s are helpless in giving complaint as they are not aware of the procedure to complain and also the scheme of redressal of the complaint given by the Reserve Bank of India i.e., Banking Ombudsman Scheme. Banking ombudsman scheme redresses the grievances of customer’s, with regard to any delay in payment, delay in any type of service, harassment or any misbehavior by the employees to the customers etc. it is very essential for the banking sector to create an awareness about this scheme so that customers who are dissatisfied transacting in any bank would be satisfied. If customers are satisfied, then the business and the success go hand in hand. The present study mainly focus on the various ways through which the customers get satisfied and also it tries to create an alert in the minds of the customers about the banking ombudsman scheme in Bangalore. The methodology of the study is based on both the primary and the secondary data.
CRM at Preschool- New Millennium Challenges
(2014-09-29T08:07:32Z) Amita, Agrawal
The Intellectual Shift on Capital Controls Amidst Fuller Capital Account Convertibility
(2014-10-09T06:04:38Z) Sayantani, Banerjee
Capital Account convertibility (CAC) has always been a topic of great debate both for the government and economic thinkers across the globe. It can be seen as an extension of the process of financial liberalization as well as a step towards integration of the domestic economy with the international economy, an essential to the ongoing process of globalization. Surely free capital flows, like free trade in goods, carry large benefits. But regulating internal as well as external debt accumulation is equally important. The study is a descriptive study using secondary data which focuses on two aspects namely i) the intellectual shift on capital controls worldwide in a fully open capital account and ii) the potential and existing financial stability challenges to fuller capital account convertibility (FCAC) in Indian Rupee. It can be concluded that although both the aspects are in different dimensions and time period, yet the former can be mapped to the latter with respect to the calibrated approach adopted by the Indian government regarding fuller convertibility for capital account transactions as well as capital controls to tackle a crisis
A Study On Urban Cooperative Banks Towards Economic Progress Through Financial Inclusion
(2016-03-31T08:01:53Z) Prasanna, Prakash
Financial institutions play a significant role in the economic development of a country broadly by promoting mobilization of resources and allocating the funds in the form of loans and advances. Indian banking sector widely includes Commercial, Cooperative and development banks is the backbone of the Indian economy. Efficient banking system helps in the nation’s economic development. Urban cooperative banks are primary cooperative banks located in urban and semi urban areas. Since inception, the urban cooperative Banks have been playing a major role in the socioeconomic development of the country by making available institutional credit at reasonable cost particularly in the urban and semi urban areas. Financial inclusion is the process of ensuring access to appropriate financial products and services needed by all sections of the society in general and weaker sections in particular. A financial system which takes care of the needs of the poor is to be developed on an urgent basis Urban cooperative banks , by their structure and nature of clientele are well designed to cater to financial inclusion as the basis of cooperative structure is mutual help and thrift. The present study tries to understand the significance of UCBs towards economic development.
Challenges faced by ecommerce giant - Flipkart
(2016-03-31T08:05:50Z) Amita, Agrawal
The buying and selling of products and services by businesses and consumers through an electronic medium is Ecommerce. The first ecommerce website in India was established in 2002 and it was IRCTC. On similar lines “Flipkart” pioneered as India first online shopping portal. Though it has the first movers advantage, with a valuation @ $ 15.4 Billion (May 2015), the competition is immensely intense due to the entry to many domestic players and foreign giant Amazon in Indian ecommerce world. It is here that customers play and important role in sustainability and profitability of online sellers. Amidst this war it is essential to correctly position the brand image and ensure customer retention. This study focuses on identifying SWOT of Flipkart, its competitor, challenges faced and suggestions for maintaining profit and customer loyalty in this competitive environment
A Study on Employee Retention in Indian E-Commerce Firms with Special Reference to Bangalore City
(2016-04-21T06:51:03Z) Sabeena Sharon, S
Employee Turnover is the reduction in the number of employees. There can be many reasons for an employee to leave an organization, but high rates of employee turnover would have a negative impact as it may jeopardize efforts to attain organizational objectives. In addition, when an organization loses a critical employee, the effects on innovation, consistency in providing service to customers and timely delivery of services to customers may be affected badly. Employee turnover at a high rate may also hit the overall performance of the organization as it leads to the wastage of costs which are incurred in selection, training and accommodation for those employees. The rate of turnover varies from industry to industry. Though e-commerce industry is experiencing explosive growth, it has its own set of challenges when it comes to talent. . This paper aims to explain why ecommerce companies are facing highest attrition rate and the consequences of turnover on the e-commerce firms. The paper is compiled by using available content from the internet along with various newspaper articles and by referring research articles published on employee turnover. This paper also highlights some remedial steps that are to be taken to retain the employees and keep the attrition in control.
The Punjab national bank: Nirav Modi Scam, 2018
(2019-09-24T15:30:46Z) Serah, Sudhin
Banking is a sacred institution that promises to uphold the trust of the common man in its workings and intentions. No primed to fail when the 'Books of Accounts' are crystal clear and its operations are open to scrutiny and moral audit. Bank is However, a 'Bank' is said to destroy the edifice of the trust in the very economy whin it "n"ouru!", help of covert accomplices who are high and mighty, perhaps govemment officials. underhand dealings with the cTohhee frreanutdly isre nporet smenetr ethlye av ofiincaen qcfiathl elo spse,o bpulet. a stain orrthe recoias of the institution and upon the every mechanism that enables it to 11 th1t plpo, we are going to_delve into the unrighteous nexus that was exposed only after the act was beyond remedy. The Bank in question is the 'Punjab National Bank' which will be ever rememberedin history for this one scandalous deed. Remember: The word 'Bank' in itself is synonymous with trust/reliability/promise.
Need to create Legal Awareness on Person with Disabilities: An Onerous Duty on States
(2019-09-24T15:34:49Z) Jissa A Varghese, Jissa A Varghese
A Study of Interaction in the English Classroom
(2019-09-24T15:37:23Z) Abhimanyu, Kumar S
The .English Language prays a vitqr rore in the overail personarity deveropment of the learners by making them effective communicators and highry tagkling real -life situations. The English teacher shonlcl move htiigwhirryd ssk iail emcto rien elfective teaching-learningresting prorrrr. The ourcome is the integrar fornration of the whole person. Thirefore, our focus shourd not iur'r be ,n teaching as an end in itserf, but teaching as a means. The very focus o/'the English teacher should be on the specrfic outcomes of learniig" by teaching them the core basic htrman vatris rike hard y,orking, orooT-*i,iuanrrr, ?biliry' courage,forgiveness ancr honesty. If the Engrishleacherwants to make his teaching ffictive and easiry orrrttibti to his students, he should take care of their needs and tty to understancl their learning levels in order to reac:h their expectancies.
Basavannanavara Vachanagalalli Kandubaruva Shivabhakthi, Lokaneethi Haagu AAthmavlokana
(2019-09-24T15:40:05Z) Shrirama, M

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