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Item A Study On The Impact Of Banking Ombudsman Scheme In Bangalore(2014-05-23T11:51:12Z) Prasanna, Prakash; Seema, BadigerI actually think that the economy has got some positives. It's got the market. It's got consumer confidence and it's got banks throwing - I mean central bankers throwing money at it around the world. Jack Welch It is popularly said that the customer is the king of market and satisfying customers should be the major factor behind success of any business. Banking is one of the major service sectors dealing with the borrowing and lending of money, customers/account holders are the vital part without whom bankers cannot transact business, so customer’s satisfaction is an important criteria in the banking sector. Customers are satisfied only when the services provided by the banks are according to their expectation and when their grievances are handled carefully. Reserve bank of India has taken a great step to redress the grievances of customers and it is called as Banking Ombudsman Scheme. Major services in the banking are delayed due to the negligence and the inefficiency of the staff/employees working in the organization. In such a situation customer’s dissatisfaction is vast and some customer’s are helpless in giving complaint as they are not aware of the procedure to complain and also the scheme of redressal of the complaint given by the Reserve Bank of India i.e., Banking Ombudsman Scheme. Banking ombudsman scheme redresses the grievances of customer’s, with regard to any delay in payment, delay in any type of service, harassment or any misbehavior by the employees to the customers etc. it is very essential for the banking sector to create an awareness about this scheme so that customers who are dissatisfied transacting in any bank would be satisfied. If customers are satisfied, then the business and the success go hand in hand. The present study mainly focus on the various ways through which the customers get satisfied and also it tries to create an alert in the minds of the customers about the banking ombudsman scheme in Bangalore. The methodology of the study is based on both the primary and the secondary data.Item Financial Inclusion and Social Development(2014-04-24T10:38:43Z) Sayantani, Banerjee; Francis, GreeshmaFinancial institutions are the catalyst in the economic and social growth and progress in the modern era. In this respect, there is a rapid thrust for financial inclusion, more so in emerging economies, such as, India. Society will progress only if there is financial independence for all the stakeholders and thus the importance of financial inclusion. Providing access to finance is a form of empowerment of the vulnerable groups. This article emphasis the need of financial inclusion for social development. Access to basic banking services provides congenial conditions for growth of individuals, households and private Institutions. Also, social factors like unemployment and illiteracy are closely connected to the success of financial inclusion. Thus a sustainable social development can be simultaneously achieved alongside financial inclusion.Item A Study On the Personal Finance Pattern Of Informed Investors In Bangalore With Special Focus on Mutual Funds As An Investment Option(2014-04-16T09:37:06Z) Padma, NandananThe aim of the study is to understand the investmentp a t t e r n a n d i n v e s tme ntdistribution of inform edinvestors among the various financial products available, with special focus on mutual funds. The data was collected by distributing structured questionnaires to 300 investors on a random basis.The research shows that most of them still prefer traditional investment products such as bank deposits to mutual funds as preservation of capital is their primary goal but the risk that they take increases with age.Item Role of Microfinance in Women Entrepreneurship in Rural Areas(2014-04-09T06:55:55Z) GajendraItem A Study on The Impact of Banking Ombudsman Scheme In Bangalore(2014-03-11T06:57:46Z) Prakash, Prasanna; Badiger, SeemaI actually think that the economy has got some positives. It's got the market. It's got consumer confidence and it's got banks throwing - I mean central bankers throwing money at it around the world.Item Gender : A Socio - Cultural Construct(2014-03-05T06:55:36Z) Amita, AgrawalIndia may be an emerging economic powerhouse, the Constitution ensures gender equality as a fundamental right but at the same time various acts have been passed and measures been taken for positive discrimination in favor of women but the results have not been fruitful. The term ‘Gender’ is rarely interpreted in its right sense. Sex is referred to biological differences in men and women whereas gender is the range of physical, biological, mental and behavioral characteristics pertaining to, and differentiating between, masculinity and femininity. Today, gender is constructed on social and cultural background. It is essential to understand sex-gender distinction. Our beliefs, behaviors, and thoughts are not set in stone; rather, they adapt to the society and cultural conditions in which we are raised. Since ages we are made to believe that the different roles and status accorded to men and women across societies are fixed by sex, and that they are natural and therefore not changeable. Gender construction in society starts at birth with introduction of the sex category, continues with the culture in which they are brought up, to the choice of school, profession and so on .Gender today is a socio cultural institution in itself. This study focuses on the prevailing gender inequalities in the light of socio cultural background and the measures which can be taken to overcome them.Item Work Life Balance Policies - A Potential Human Resource Tool for Women Empowerment(2014-03-05T06:51:35Z) Sharmila, Rao CWe never know how high we are Till we are called to rise; And then, if we are true to plan, Our statures touch the skies. ~ Emily Dickinson ~ Indian industry is showing tremendous growth potential. Globalization and intense competition necessitates optimum talent utilization to stay ahead which demand industry bigwigs to place more emphasis on empowering women workforce. It is well known that Indian women employees are talented, diligent, and responsible; however, HR practitioners need to take into consideration the social, cultural and economic hurdles that prevent them from performing to their full potential. The challenge thrown to HR executives in the current scenario is creating customized work life balance policies for its women employees that help them to work and excel in spite of their myriad responsibilities. An empathetic and proactive HR Department would definitely play a major role in India’s progress story. This study intends to analyze the various obstacles a working women faces and the positive role of work life balance policies in contributing to women empowerment and highlights the significant role of internal and external facilitators.Item Perspective of salaried employees towards Equity Linked Savings Schemes as a tool of investment w.r.t. Kamothe (Navi Mumbai)(2014-02-12T08:25:24Z) Sharmila, Kulkarni; Mangesh, JadhavInvestment avenues for your savings can be a mix of various asset classes such as Equity, Debt, Gold, Real estate and so on. In capital market mutual funds are prominent investment options for investors across the globe. There are different types of mutual funds prevailing in the market which broadly can be classified into Equity, Debt and Balanced mutual fund. A mutual fund with certain terms and conditions like lock in period, income tax benefits etc. is known as ELSS or equity linked savings scheme. ELSS is one of the most popular investments wherein investors enjoy both the benefits of capital appreciation, as well as tax benefits. As equity markets are turning positive, investments in ELSS have increased. An ELSS is a diversified equity mutual fund whose major corpus is invested in equities. Since ELSS returns funds reflect as returns from the SENSEX. ELSS is available in market with a lock in period and has income tax benefits. It is suitable for who can bear high risk as returns in ELSS fluctuate depending upon the SENSEX and there are no fixed returns. ELSS schemes are open ended, i.e., investors can subscribe to the fund on any day. NAV (Net Asset Value) or the price of the fund is declared on every business day. The salaried class people do not prefer ELSS, though the investments fetchItem POPULAR MOBILE THEATRES OF ASSAM: AN AGENCY OF GLOBALISATION AND TRANSCULTURATION(2013-11-26T09:46:19Z) Paul, Anusuya AItem Religion and Guilt in Asif Currimbhoy’s Om, Abbé Faria and Monsoon(2013-11-26T09:43:21Z) Paul, Anusuya A