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Item A STUDY ON LOANS AND ADVANCES OF VISION CO-OPERATIVE BANK(2017-08-16T11:47:20Z) MANSOOR, PASHAThis topic is mainly concerned with the loans and advances section and the main area covered under this is the study of schemes offered by the Vision co-operative bank with different interest rates benefit to attract customers and finding and conclusion are given in a hope of providing a good insight into the various scopes and selection factors.Item A STUDY ON ANALYSIS OF MUTUAL FUND PERFORMANCE AT ASCENT CONSULTANCY SERVICE PVT. LTD(2017-08-16T11:43:33Z) GUNASHEKHARA, I SFinancial market’s main function is to facilitate transfer of funds from surplus sectors to deficit sectors. A financial market consists of investor or buyers, sellers, dealers and does not refer to physical location. Indian financial system consists of two markets, viz. money and capital market. The core of money market is the inter-bank call money market. It has two components - organised and unorganised. Capital market provides the framework in which savings and investments take place. On one hand it enables companies to raise resources from the investing community and on the other, it facilitate households to invest their savings in industrial or commercial activities. The capital market consists of primary and secondary segments. In primary market it deals with the issue of new instruments by the corporate sector such as equity shares, preference shares, and debentures. The secondary market or stock exchanges where existing Securities are traded. Capital market plays a major role in Indian financial system. So, Equities & mutual fund is the part of capital market. Mutual fund industry in India began with setting up of Unit Trust of India (UTI) in 1964 by the government of India. Now a day mutual fund is playing very important role in the industry. Investors will get the benefit of return, capital appreciation, tax benefits and safety to their investment and companies will get the capital for their growth. Recently they have also started Systematic Investment Plan(SIP) with the help of this even small investors (minimum of Rs. 100)can start investing, by this even students can also invest in this fund. So, we came to know how this mutual fund works. . The saving of an individual are spread through different means of investment one of them is mutual fund which is a growing investment now a days because of diversified risk and lack of time to look after their money.Item A STUDY ON FINANCIAL STATEMENT ANALYSIS OF BHAVASARA KSHATRIYA CO-OPERATIVE BANK USING TREND ANALYSIS(2017-08-16T11:36:52Z) ANIL KUMAR, KBhavasara Kshatriya Co-operative Bank is one of the oldest co-operative bank serving its community. It was recognized on 20th April 1966 as “Bhavasara Kshatriya Co-operative Bank”. The bank is under the control of state co-operative bank as per act. Rules and regulations are according to RBI and state government control. The main motto was to provide financial assistance to the community. Under the great gospel of “ONE FOR ALL AND ALL FOR ONE” The main objective of the study is to understand and gain insights into the trend pattern of the company and its activities of the Bhavasara Kshatriya Co-operative Bank. The study is to draw up some suitable strategies at the business level to accomplish and attain the levels of exposure, standards and amount of recovery on loans measured in terms of percentages. The study also covers increase and decrease levels and also assess the risk that is associated with it. This helps the banks to develop healthy portfolios and guards them against the sickness. The study can help the bank in identifying the crucial aspects through which it can reduce risk by diversifying its portfolio through lending loans to too many sectors instead of issuing it to only selected sectors. The present study is conducted to identify the performance of the Bank in the current year as well as the previous years by finding out the liquidity, solvency, financial position and profitability of financial activities and also to determine the effectiveness of the working of the Bank. The research conducted can be followed up by informing the bank about the trend pattern of the bank’s growth in the last 5 years. Thus, letting the company know the growth in various aspects. The study focuses attention mainly on the financial performance and various trends at Bhavasara Kshatriya Co-operative Bank LTD. The geographical scope is confined to Bangalore.Item A STUDY ON PORTFOLIO MANAGEMENT OF LKP SECURITIES LTD(2017-08-16T11:32:07Z) Anika, MishraPortfolio management is very important to investors for their investments to earn a maximum return with minimum risk. Every investors are consider many parameters in Selection of securities to construct a good portfolio. The present project is on A Study on Portfolio Management which have been done in LKP Securities Ltd. Bengaluru for a duration of 16 weeks which includes industry and The purpose of doing this project is to design an optimal portfolio and suggest to an customers of LKP Securities regarding proportion of investment to be made in each selected scrip using company LKP Securities Ltd. is situated in Bengaluru which is engaged in the business of multidimensional financial services. The services provided by a company include Equity broking in cash and derivative, Internet based trading, Demat services, Debt money market broking, merchant banking (category 1), Currency, Life insurance distribution and Commodity trading. The company is well versed with staff who are self motivated and focused on their jobs. The main Sharpe‟s single index model. Ultimately this project helps LKP Securities Ltd. to give suggestions to it‟s customers to have a optimal portfolio and make investment decisions. The main benefits of implementing Portfolio Management tool will be visibility of work being done, resource allocation and planning, and other key information which can be used to ensure that resources are focused on work that provides the greatest value and contributes to the strategic goals. A portfolio is a collection of investments held by an institution or a private individual. Portfolio management involves deciding what assets to include in the portfolio, given the goals of the portfolio owner and changing economic conditions. The study covers companies that are listed on the BSE. The present study Sensex is used as the benchmark index. Study covers the calculation of correlations between the different securities in order to find out at what percentage of funds should be invested among the companies in the portfolio for better return. The methodology used is analytical research of 5 years data of 5 companies. The source of data used is secondary data. LKP offers a wide spectrum of services that includes Equity Broking in Cash and Derivatives, Internet based trading, Demit services & Research services.Item A STUDY ON WORKING CAPITAL MANAGEMENT WITH SPECIAL FOCUS ON RECEIVABLE MANAGEMENT(2017-08-16T11:27:40Z) AKSHAY, G.MThis project deals in “„A Study on Working Capital Management with Specially Focus on Receivable Management”. Account receivable management is one in all the foremost necessary subjects of the organization. Receivable management deals with the administration of the outstanding. The profit of the organization or company in the main depends on the accounts assets. As a result it wants a careful analysis and applicable management. Debtors have taken a crucial position within the structure of current assets of a firm. They're the end result of fast growth of trade credit allowed by the companies to their customers. Trade credit is that the necessary force of contemporary business. It’s thought of as a selling tool acting as association for the movement of products through production and distribution stages to customers. This project discusses the importance of managing assets and delivers well-tried principles for achieving goals like raised income, higher margins, and a cut in debt loss. The first focus is on industrial (Business to Business) assets management protection against credit risks.Item A STUDY ON STUDENTS SATISFACTION ON GETMYUNI WEBSITE(2017-08-16T11:24:30Z) Hemanth, Kumar. GEarlier days it was difficult to find the right colleges and to know the information regarding the placements, education service provided by the college and the exams required to get admission in this college. The students were finding the problem in knowing the date of the entrance exam and the procedure to apply them. Even the students made their higher education planning in surrounding them were the best college were not known to the students. This hazards were overcome by the most of the career or online education service website company. Now the students can find the best colleges and the information regarding the college and procedure to get admission from this website. This website has not only helped the students in finding the right colleges but also provide the information regarding the fees, entrance exam required, minimum eligibility the candidate should have, placements provided by the college and most finally the reviews provided by the other students from the same college. Nowadays many websites like this are helping the students in their education and in their placements. Some of the websites like CollegeDuniya, GetmyUni, Siksha.com, HT Campus, Carreer360 etc. Now a day due to the importance of higher education day by day this website playing an important role in the students. This website has eliminated the problem of travelling of students to many colleges to find the right college. Even nowadays this website is providing the previous question paper, study materials and even important tricks for the students to clear the entrance exam. Even they are helping the students in providing the internship for the college students.Item A STUDY ON EFFECTIVE PROJECT MANAGEMENT AT DEV INFRA REAL ESTATE COMPANY(2017-08-16T11:21:07Z) CHAITHRA, GSales emphases on marketing the prospects and increasing the income from the present customers, while marketing departments usually develop the materials and generate lead programs. Marketing teams normally work to maintain the sales teams. Sales can be divided into direct sales and channel sales, my internship project lies towards the direct sales wherein I have to meet direct customers for the site visit. Real estate refers to the immovable property containing land and building, along with the natural resources such as water or minerals. The business of real estate is the occupation of purchasing, selling, renting land or leasing of building or land. The Indian real estate is one great reputation in terms of investment for the people. As the RERA act coming, there is an impact on real estate brokers, my study explains about the real estate agent, the source of customers data, the brokerage commission the growth and functions of the real estate brokers. My research is based on the study of direct customer at dev infra. This research is being conducted on the real estate clients in Bangalore. I have chosen the convenient sampling method for collecting the primary data. The questionnaire is prepared on the study of direct customers. The survey is conducted on primary and secondary data. The sample of 100 real estate customers has been questioned to complete my survey. The secondary data was collected by research and the empanelment from. The sample area which I chose was real estate clients who are looking for property.Item FINANCIAL STATEMENT ANALYSIS AT EXL SERVICE(2017-08-16T11:17:07Z) ARVIND, MThis study has been concentrated to identify the financial position of “EXL SERVICE”. This study made in the light of one of the tool of financial management. The study broadly attempts to determine the overall financial performance of a company for the last few years. Since finance is an important parameter of every business concern to determine the growth and profitability, the study of the topic sounds momentous. Methods of analysis include the financial Statement analysis that is comparative balance sheet and common size balance sheet and trend, horizontal and vertical analyses as well as ratios such as Debt, Current and Quick ratios. Other calculations include current assets turnover and fixed assets turnover ratios. Results of this data analysed show all ratios are below industry averages. In particular, comparative performance is poor in the areas of profit management.Item A STUDY ON INVESTMENT ANALYSIS OF BIRLA SUN LIFE INSURANCE COMPANY LTD(2017-08-16T11:13:33Z) Dhakshayani, RBirla Sun Life Insurance Company Limited (BSLI) established in 2000 is a joint venture between the Aditya Birla Group, a well known and trusted name globally among st Indianconglomerates and Sun Life Financial Inc, leading international financial services organization from Canada. The local knowledge of the Aditya Birla Group combined with the domain expertise of Sun Life Financial Inc., offers a formidable protection for its customers’ future. With an experience of over 10 years, BSLI has contributed significantly to the growth and development of the life insurance industry in India and currently ranks amongst the top 6 private life insurance companies in the country. I have carried out a project during summer training; the title of my project is “Investment Analysis on Birla Sun Life Insurance”. The objective of this project was to understand the information contained in Investment Avenues of Birla Sun Life Insurance Company Limited (BSLI) with particularly functional area of finance. This project has been a good experience for me and at the same time it gave me enough scope to implement my analytical ability.Item “A STUDY ON THE FINANCIAL PERFORMANCE OF COMPANIESINN SOLUTION PVT. LTD(2017-08-16T11:08:11Z) AJITH, SUNNYThe project titled “A study on the financial performance of CompaniesInn Solution Pvt. Ltd” for the period 2014 to 2016. The study based on secondary data from financial reports and other internet sources. The project is trying to analyse the financial performance of the CompaniesInn Solution Pvt. Ltd on the basis of different ratios. These ratios help to understand the strength and weakness of the Company legal and incorporation sector. It will also provide a guideline for the future activities of the Company legal and incorporation sector. This project report divided into five chapters. Chapter one includes the introduction part, chapter two comprises of brief overview about these industry and company profile, chapter three includes the theoretical background of the study, data analysis is contained in chapter four, chapter five includes the findings, suggestions and conclusion. The main objective of the study is to analyse and interpret the financial performance of CompaniesInn Solution Pvt. Ltd by using various ratios, which will help us to understand the financial position of the firm for the last 3 years from 2014 to 2016.Item ANALYSIS OF REAL ESTATE INVESTMENT TRUST AND RETAIL SECTOR ON THE BASIS OF KPI MEASURES(2017-08-16T11:00:41Z) DEEPAK, JOYhe project titled “Analysis of Real Estate Investment Trust (REIT) & Retail sector on the basis of KPI measures” for the period 2015. The study based on secondary data from financial reports and other internet sources. The project is trying to analyses the financial performance of the real estate investment trust and retail sector on the basis of key performance indicators. The key performance analysis helps to understand the strength and weakness of the real estate investment trust and retail sector. It will also provide a guideline for the future activities of the real estate investment trust and retail sector. This project report divided into five chapters. Chapter one includes the introduction part, chapter two comprises of brief overview about these industry and company profile, chapter three includes the theoretical background of the study, data analysis is contained in chapter four, chapter five includes the findings, suggestions and conclusion.Item A STUDY ON PORTFOLIO MANAGEMENT SERVICES WITH REFERENCE TO ASCENT CONSULTING PVT. LTD(2017-08-16T10:56:00Z) GIRISHIn finance a portfolio is an appropriate mix or collection of investments held by an institution or a private individual. In building up an investment portfolio a financial institution will typically conduct its on investment analysis, whilst a private individual may make use of the services of a financial advisor or a financial institution which offers portfolio management services. Holding a portfolio is a part of an investment risk- limiting strategy called diversification by owning several the portfolios could include stocks, bonds, options, warrants, gold certificates, real estate, future contracts, production facilities, or any other item that is expected to retain its value. A portfolio is a collection of securities. Since it is rarely desirable to invest the entire fund of an individual or an institution in a single security, it is essential that every security be viewed in a portfolio context. Thus it seems logical that the expected return of a portfolio should depend on the expected return of each of the security contained in the portfolio. It also seems logical that the amounts invested in each security should be important. Portfolio analysis considers the determination of future risk and return in holding various blends of individual securities. An investor can reduce portfolio risk by adding another security with greater individual risk than any other security in the portfolio. This seemingly curious result occurs because risk depends greatly on the covariance among returns of individual securities. Investors can reduce expected risk through proper diversification. Diversification is the key to effective risk management. Risk of a portfolio can be reduced by proper diversification without effecting expected return. Diversification is the process by which one combines securities of different risk/ return characteristics in such way that the overall risk factor of a portfolio is reduced. Diversification can reduce portfolio risk only if two security return co variability is less than perfect.Item A STUDY ON CAPITAL STRUCTURE AND OTHER FINANCIAL RATIO’S OF ASCENT HR CONSULTANCY PVT, LTD(2017-08-16T10:51:12Z) KASHIF, KHANSo the project work is confined to finance department only and it addresses the financial tools which is used to increase of financial performance of the firm. Financial viability, structure and utilization of capital in the company is also analyzed from 2015-2016 In the modern environment, finance occupies a key position; value of the company represents financial stamina that it got over the long run. Finance is well defined only when the source is obtained from profitable funds and scope, the employment of finance, how best it can install in the business. Broad scope of finance function is concerned with almost all aspects of business operations. Although it is difficult to set limits to finance function, there are many number of business decisions, which do not involve finance. Finance is vast area of facts, principles of practice dealing with various ways of raising and using it by individuals and others. It deals with how individuals and companies divide their business income between consumption and how to choose from among the available investment opportunities and also how they raise money for increased consumption or investment. It also encompasses the study of financial markets, institutions and activities of government, with stress on those aspects relating to financial decisions of individuals and companies. In fact finance is on in dispensable today that it is rightly said that it is the life blood of an enterprise. Without adequate finance, no enterprise can possibly accomplish its objectives.Item A STUDY ON FINANCIAL PERFORMANCE ANALYSIS OF METRO FORD(2017-08-16T10:48:13Z) BHAVESH, KUMAR.S.DAVEThis report is an analysis of the financial operations and 5 years performance of the company. This report will provide an assessment and analysis of the profitability, liquidity, performance and financial position of the Metro Ford using figures from the financial statements for the year 2011-2016. In the analysis, financial ratios were used to gain a critical review of the specific areas of assessment of the company’s performance. The ratios were able to provide a clear view of the overall performance of the company. The methods used for analysis in this research are comparative income statements, ratio analysis and trend analysis. Comparative income statement is a form of horizontal analysis where income statements of five years of a company are compared, analysed and interpreted. Therefore, this technique of analysis is also called Inter-period Analysis. Ratio analysis study has been conducted in order to understand financial performance and its strength of a company. The analysis results of the project will help in finding the different aspects of the businesses and give suggestion on the same. The research is mainly aimed for Metro ford as well as act as a reference guide in understanding the financial ratio of the business. Project will also act as a projected financial performance for them and can be used as a reference for to increase the financial strength of company.Item A STUDY ON PUBLIC PROVIDENT FUND (PPF) WITH REFERENCE TO ASCENT HR PVT LTD EMPLOYEE(2017-08-16T10:41:20Z) CHANDRA, SHEKAR She research paper is based on the study of the most preferred tax savings scheme among the employees working in private organisations in ascent hr pvt ltd. The paper studies about the various tax saving schemes like LIC premium, Public Provident Fund, NSC VIII ISSUE, tuition fees for two children, etc and which are allowed as deductions under Section 80 C of the Income Tax Act, 1961 and to find out as to which is the most popular scheme in comparison to Public Provident Fund (PPF) among the respondents in Bangalore. The research is undertaken mainly to find whether Public Provident Fund (PPF) is preferred the most among all the respondents or which is the scheme which is preferred more over Public Provident Fund (PPF).Item A STUDY ON INVENTORY MANAGEMENT AT BOSCH(2017-08-16T10:37:42Z) DILEEP, KUMAR SIn the modern times, business men have shown growing responsiveness of the requirement for precession in the field of inventory control. Previously, inventories were an indication of wealth, even though inventories are kept in liquidity has directed business man to hold cash and securities. There had been a solid tendency towards holding the means of purchase goods rather than the goods themselves. An exploratory study was adopted to achieve the objectives of the study, and the study was conducted in BOSCH Ltd., Bangalore on “INVENTORY MANAGEMENT”. The general objective of the study was to analysis the inventory level in BOSCH Ltd. However the study was conducted with the following specific objectives: To apprehend the concept of stock management as a primary approach for a production organisation. To analyse various inventory models and its application in BOSCH Ltd. To have a look at the mode of inventory management techniques. To suggest appropriate measures for the efficient inventory management. The major limitation of the study was the paucity of time. Even then, maximum care has been taken to arrive at appropriate conclusion. The method adopted for collection of data was personal interview with managers. It was also sourced from the secondary data. After collecting data from the respective sources, analysis and interpretation of data has been made. Based on the findings, logical conclusions are drawn and future suitable suggestions and recommendations are bought out. The entire project is presented in the form of a report using chapter scheme in a logical sequence from introduction to annexure and bibliography.Item MPACT OF HOUSING LOAN OVER INCOME TAX REDUCTION OF SALARIED EMPLOYEES AT ASCENT CONSULTING SERVICES PVT LTD(2017-08-16T10:34:40Z) HEM, VIJAY PThere are a number of investment options that can help you save taxes, however different option not only helps you save tax but build wealth and cover risk through disciplined investing. Tax planning is an essential part of our financial planning. Efficient tax planning enables us to reduce our tax liability to the minimum. This is done by legitimately taking advantage of all tax exemptions, deductions rebates and allowances while ensuring that your investments are in line with their long-term goals. The purpose of the study is to find out the impact of Housing loan over income tax reduction of salaried employees and to improve income tax proof verification process at Ascent Consulting Service Pvt Ltd. Object of the study is to understand concept of Housing loan as a tax benefit component and to analyze reasons for rejections in Housing loan and also To study the concept of proof verification. Study is based on Descriptive research design. Random sampling technique was used to collect data from 100 samples size. Primary data is collected by Questionnaire method which is used for data analysis and interpretation. Secondary data will be gathered from various journals, net, books, web sites and corporation data and reports. The study reveals that employees have not submitted possession certificate and principal amount is not claimed u/s 80c thus losing the tax saving benefit. So we can say that adequate information should be given to employees so that they submit the correct required documents and claim the benefit. Tax saving is not the end in itself, It can achieve more for investor’s by combining wise investing with the tax-saving activity, you can also build wealth for the future and cover risk. By inculcating the discipline of investing for tax saving, investors ensure that you put away a part of our income for future needs. But it is also important that this money does not lose its value due to the evil of inflation. The investment should beat inflation (on a post-tax basis) to be of any significant use to you in the future.Item A STUDY ON IMPACT OF LIFE INSURANCE PREMIUM OVER INCOME TAX REDUCTION OF SALARIED EMPLOYEES AT ASCENT CONSULTING SERVICE PVT LTD(2017-08-16T10:11:32Z) HEM, VINAY.PThere are a number of investment options that can help you save taxes, however different option not only helps you save tax but build wealth and cover risk through disciplined investing. Tax planning is an essential part of our financial planning. Efficient tax planning enables us to reduce our tax liability to the minimum. This is done by legitimately taking advantage of all tax exemptions, deductions rebates and allowances while ensuring that your investments are in line with their long-term goals. The purpose of the study is to find out the impact of life insurance premium over income tax reduction of salaried employees and to improve income tax proof verification process at Ascent Consulting Service Pvt Ltd. Object of the study is to understand concept of Life Insurance Premium as a tax benefit component and to analyze reasons for rejections in Life Insurance Premium and also To study the concept of proof verification. Study is based on Descriptive research design. Random sampling technique was used to collect data from 100 samples size. Primary data is collected by Questionnaire method which is used for data analysis and interpretation. Secondary data will be gathered from various journals, net, books, web sites and corporation data and reports. The study reveals that employees have not claimed for Life insurance last quarter declaration and are losing the tax saving benefit. So we can say that adequate information should be given to employees so that they submit the correct required documents and claim the benefit. Tax saving is not the end in itself, It can achieve more for investor’s by combining wise investing with the tax-saving activity, you can also build wealth for the future and cover risk. By inculcating the discipline of investing for tax saving, investors ensure that you put away a part of our income for future needs. But it is also important that this money does not lose its value due to the evil of inflation. The investment should beat inflation (on a post-tax basis) to be of any significant use to you in the future.Item A STUDY ON EFFECTIVENESS OF WORKING CAPITAL MANAGEMENT WITH REFERENCE TO SKY ASSOCIATES(2017-08-16T10:08:52Z) AJITHRA, NThe Project has been undertaken at Sky Associates, Bangalore, for duration of sixteen weeks. Management of the working capital is an important aspect in all business organisations. The management of the current assets includes Inventory, Received, Debtors, Book debts, Short-term assets cash and bank balances. The management of fixed and current assets, however differs in three important ways. 1. In managing fixed assets time is a very important factor, consequently, discounting and compounding techniques play a significant role in capital budgeting and minor one in the management of current assets . 2. The large holding of current assets, especially cash, strengthens, the firm‘s liquidity position (reduces riskiness), but also reduces the overall profitability. Thus a risk returns trade-off is involved in holding current assets, 3. Level of fixed as well as current assets depends upon expected sales, but it is only current assets, which can be adjusted with sales fluctuations in the short run. Thus the firm has a greater degree of flexibility in managing current assets. Working Capital refers to the amount of capital which is readily available to an organization that is, working capital is the difference between resources in cash and readily convertible into cash (current assets) and organizational commitments for which cash will soon be required (current liabilities). Thus, working capital involves activities such as arranging the short-term finance, negotiating favorable credit terms, controlling the movement of cash, administrating accounts receivables and monitoring the investments also a great deal of time.Item A STUDY OF RATIO ANALYSIS AT EXL SERVICES(2017-08-16T09:32:29Z) KASTURI, VENKATADRIThis report is an analysis of the financial operations and performance of the company for the year of 2016. This report will provide an assessment and analysis of the profitability, liquidity, performance and financial position of the Sports Station using figures from the financial statements for the year of 2016. In the analysis, financial ratios were used to gain a critical review of the specific areas of assessment of the company’s performance. The ratios were able to provide a clear view of the overall performance of the company. From the ratios we can say that the year of 2016 has not been profitable mainly because of high expenditures mainly rates and insurance. Gross Profit margin is very good which implies that direct costs are properly monitored. The company has a healthy liquidity position which means that it can rely on its current assets to finance the current liabilities and does not have to commit to long term debts. However, it can be noticed that the future does not look bright, firstly because of recurring losses and secondly because unhealthy financing structure giving that it relies a heavily on debts. It has been recommended that the company should look into ways of improving sales in period of low demand to improve profitability and also increase financing to expand and grow the business. The analysis is limited mainly due to the fact that it is based on one month transactions, and hence no comparative study has been made possible. Given the nature of the business, it would have been interesting to evaluate the business by comparing with past months results and also with the industry benchmark.