A Study on Fund Flow and Trend Analysis
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Date
2020-10-10T08:56:32Z
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Abstract
Housing is one of the basic needs of mankind in terms of safety, security, self-esteem, social
status, cultural identity, satisfaction and achievement. It is one of the major determinants of
economic well-being. The development of satisfactory housing has always been the priority in
both policy formulation and its implementation.
A rapid raise in population results in higher demand of dwelling units for residential purpose.
This coupled with the growth in household formation and increased rural urban migration
resulting from non-availability of opportunities in rural areas as resulted in severe pressure on
urban infrastructure in recent years. The consequence has been over –crowding and unhealthy
living environment, shortages of basic amenities and finally social and economic deprivation. All
major urban centers in our country are gradually becoming victims of such civic deficiency.
As per census 2011, India’s population was approximately over 116crore, which is second
highest after china. As the country enters an era of economic growth, economic liberalization and
prosperity, cities seem not yet ready to accommodate the population and provide work and
services and environmental infrastructure for all. The twin problems of affordability and
availability continued. The housing problem should not be predicted as a mere demand supply
problem. Because of inequitable income distribution in our country, there is bound to be a wide
gap between the demand for the houses and the need, because the need is translated into demand
only one it is backed by the purchasing power. The Karnataka housing board was established in
1962 as a farsighted Move to satisfy the increasing housing needs of the people. Over the
decades, KHB has provided housing to 1.10lakh families. It is the only housing agency; which
has completed 950 schemes spread over the entire state. The board has taken up diverse roles to
provide housing to different segments. Unlike privately developed, housing layouts, KHB
Township and layouts meet standard norms of town planning and land usage.
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