Return and Risk With Debt Liquid and Debt Ultra-Short-Term Fund
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Date
2018-10-17T08:14:20Z
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Abstract
A mutual fund is a collective investment scheme, which specializes in investing a pool of money collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. It is indirect mode of investing. There are two types of mutual funds by structure, open end and closed end. This paper is focused Debt Liquid and Ultra-short-term fund. A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. It throws the light on how Debt Mutual funds really work, how much risk involved in it and how they diversify themselves. Investing involves risk of loss of principal and is more concerned on the return of investment.
Mutual fund is an ideal investment route for individuals who are not aware or well aware of the investing techniques, limited or no financial literacy regards to investment tools, techniques and hence cannot invest in the equity or other financial instruments directly. Investors can invest directly in a mutual fund or hire the services of a mutual fund advisor.
The main objective of the study is to give investors a basic idea of investing into the Debt Mutual Funds and encourage them to invest in those areas where they can maximize the return on their capital. The research provided an interesting insight into awareness about the mutual funds, differences in risk taking ability of individuals, investment options preferred etc.
There are 5 parameters taken for calculating risk and return Standard Deviation, Beta, Sharpe’s Index, Jensen’s Alpha and Treynor’s Ratio. In this study the data collected are secondary that is through the factsheets of top funds as on February 2018. The report is based on the data provided in the factsheets of UTI Mutual Fund, Aditya Birla Sun Life Mutual Fund and Principal Mutual Fund.
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Loknath Rathor, 1NZ16MBA29